| Items You Will Need to Have
Your Loan Processed |
|
|
Appraisal |
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Credit Report |
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W-2s (2 most recent) |
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1040 Tax Returns for the 2 most recent years |
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Pay stubs-all borrowers most recent 30 days |
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Profit and Loss statement, YTD and balance sheet from accountant |
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Business Tax Returns |
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Verification of additional income (child support, SSI, Pensions) |
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Most recent statement on 401, stocks, mutual funds |
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List all open accounts with balances (credit, auto pmt) |
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Bank statement for the last 3 months with all the pages |
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Gift Letter and copy of gift check, if applicable |
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Name and address of landlord (last 2 years) or mortgage company |
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Copy of note |
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Copy of deed and trust on property being refinanced |
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Copies of leases on rental properties |
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Copy of contract on sale of present home |
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Ratified sales contract/addendum/amendatory clause |
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Copy of Earnest money deposit check |
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Copies of military orders |
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Copy DD214 |
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Original Certificate of Eligibility |
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Copy of the title to any auto, boat or vehicle less than 3 years
and paid in full |
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Copy of divorce decree, or separation agreement |
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Child support docs with 1 year payment history from courthouse |
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Paid Receipt for any collections, charge offs, judgments, liens |
